{
  "data": [
    {
      "id": "median-net-worth",
      "label": "Median family net worth",
      "unit": "USD_2025",
      "values": [
        211100,
        215900
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2022,
        2025
      ],
      "display": [
        "$211,100",
        "$215,900"
      ],
      "change": "+2%",
      "scope": "All SCF families",
      "meaning": "The middle family's assets minus debts.",
      "note": "Inflation-adjusted to 2025 dollars. The Federal Reserve reports a rounded 2% increase.",
      "source": "https://www.federalreserve.gov/publications/files/scf26.pdf",
      "location": "Table 2, report page 12 (PDF page 18)"
    },
    {
      "id": "median-family-income",
      "label": "Median family income",
      "unit": "USD_2025",
      "values": [
        76900,
        82200
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2021,
        2024
      ],
      "display": [
        "$76,900",
        "$82,200"
      ],
      "change": "+7%",
      "scope": "All SCF families",
      "meaning": "The middle family's annual income before taxes.",
      "note": "Income refers to the year before each survey: 2021 and 2024. Amounts are in 2025 dollars. Reported change is rounded.",
      "source": "https://www.federalreserve.gov/publications/files/scf26.pdf",
      "location": "Table 1, report page 7 (PDF page 13)"
    },
    {
      "id": "high-debt-payment-share",
      "label": "Families with high debt payments",
      "unit": "percent",
      "values": [
        6.5,
        8.6
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2022,
        2025
      ],
      "display": [
        "6.5%",
        "8.6%"
      ],
      "change": "+2.1 percentage points",
      "scope": "All SCF families; payments exceed 40% of income",
      "meaning": "The share of families whose debt payments take more than 40% of their income.",
      "note": "This is a share of families, not an average debt payment. The change is 2.1 percentage points.",
      "source": "https://www.federalreserve.gov/newsevents/pressreleases/other20261009a.htm",
      "location": "Key finding: debt payment-to-income ratios greater than 40%"
    },
    {
      "id": "median-home-equity",
      "label": "Median net housing value",
      "unit": "USD_2025",
      "values": [
        218900,
        230000
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2022,
        2025
      ],
      "display": [
        "$218,900",
        "$230,000"
      ],
      "change": "+$11,100",
      "scope": "Families that own a home",
      "meaning": "The middle homeowner's home value minus debt secured by the home.",
      "note": "Conditional on owning a home. These figures are not for all families and do not measure cash savings.",
      "source": "https://www.federalreserve.gov/newsevents/pressreleases/other20261009a.htm",
      "location": "Key finding: median net housing value"
    },
    {
      "id": "stock-market-participation",
      "label": "Stock market participation",
      "unit": "percent",
      "values": [
        58,
        56
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2022,
        2025
      ],
      "display": [
        "58%",
        "56%"
      ],
      "change": "−2 percentage points",
      "scope": "All SCF families; direct and indirect stock ownership",
      "meaning": "The share of families owning stocks directly or through other accounts.",
      "note": "Published headline percentages are rounded. Participation is different from how much stock owners hold.",
      "source": "https://www.federalreserve.gov/newsevents/pressreleases/other20261009a.htm",
      "location": "Key finding: participation in the stock market"
    },
    {
      "id": "median-stock-holdings",
      "label": "Median stock holdings",
      "unit": "USD_2025",
      "values": [
        56900,
        77400
      ],
      "surveyYears": [
        2022,
        2025
      ],
      "referenceYears": [
        2022,
        2025
      ],
      "display": [
        "$56,900",
        "$77,400"
      ],
      "change": "+36%",
      "scope": "Families that hold stock",
      "meaning": "The middle value of stock holdings among families that own them.",
      "note": "Conditional on holding stock; not the median for all families. Published percent change is rounded.",
      "source": "https://www.federalreserve.gov/newsevents/pressreleases/other20261009a.htm",
      "location": "Key finding: median stock holdings"
    }
  ],
  "count": 6,
  "survey_years": [
    2022,
    2025
  ],
  "dollar_basis": 2025,
  "household_microdata": false
}